Insurance at Rehoboth, Grand Cayman

Rehoboth Physio & Wellness submits claims directly to Aetna International, BAF Insurance, CG BritCay, CINICO, Cayman First, Pan American Life and VRS (Fidelity). That covers physiotherapy, chiropractic care, general practice and wellness across its six clinics in Grand Cayman, in George Town, Grand Cayman, Savannah and West Bay.

Usually not. Rehoboth Physio & Wellness in Grand Cayman submits the claim to your insurer for you and you pay only your own share. A few plans, mainly international ones, settle only with the policyholder, and where yours works that way reception will tell you before treatment so you know you will be claiming the amount back yourself.

It depends on your policy, not on the treatment. Most plans held by patients at Rehoboth Physio & Wellness in Grand Cayman cover 80 percent of the visit, and some premium plans cover 100 percent. Two things are worth knowing. A yearly allowance is spent island-wide at every provider you visit, so nobody at a single clinic can see what is left of it, and an insurer pays up to the amount set for each treatment code in the Standard Health Insurance Fees published by the Health Insurance Commission, so where a fee sits above that amount the difference is yours as well as your percentage share. The front desk asks your insurer what your plan pays and tells you the share it states before treatment.

Because the amount you actually owe depends on your insurance policy, so a published fee would be wrong for almost everyone who reads it. Every clinic displays its fees at reception, and Rehoboth Physio & Wellness in Grand Cayman tells you the share your plan states before treatment, with the settled amount on your invoice afterwards. If you have no insurance, call +1 (345) 329-8585 and reception will tell you what your appointment will cost before you book.

Bring your insurance card and photo identification to your first appointment at Rehoboth Physio & Wellness in Grand Cayman, and tell reception your insurer and policy number when you book. Some policies also require a GP referral or pre-approval before the insurer will pay, and the front desk will tell you if yours is one of them.

Yes. Rehoboth Physio & Wellness in Grand Cayman treats patients without insurance as well as insured patients. Call +1 (345) 329-8585 before you book and reception will tell you what your appointment will cost, so nothing is a surprise at the front desk.

Rehoboth Physio & Wellness bills Aetna International directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular Aetna International policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks Aetna International what your plan pays and tells you the share it states before treatment starts. Bring your Aetna International card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills BAF Insurance directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular BAF Insurance policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks BAF Insurance what your plan pays and tells you the share it states before treatment starts. Bring your BAF Insurance card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills CG BritCay directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular CG BritCay policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks CG BritCay what your plan pays and tells you the share it states before treatment starts. Bring your CG BritCay card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills CINICO directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular CINICO policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks CINICO what your plan pays and tells you the share it states before treatment starts. Bring your CINICO card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills Cayman First directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular Cayman First policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks Cayman First what your plan pays and tells you the share it states before treatment starts. Bring your Cayman First card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills Pan American Life directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular Pan American Life policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks Pan American Life what your plan pays and tells you the share it states before treatment starts. Bring your Pan American Life card and photo identification to the first appointment.

Rehoboth Physio & Wellness bills VRS (Fidelity) directly for physiotherapy, so you are not asked to pay the insurer's share up front at any of its six clinics in Grand Cayman. Whether your particular VRS (Fidelity) policy covers a given treatment, and what proportion it pays, is set by your plan rather than by the clinic, so the front desk asks VRS (Fidelity) what your plan pays and tells you the share it states before treatment starts. Bring your VRS (Fidelity) card and photo identification to the first appointment.